SALAMTAK Personal Accident Insurance

Personal Accident Insurance
The Salamtak “Personal Accident” Insurance policy allows you to insure your life in the event of unexpected and sudden deaths or physical injuries, and any health condition that may cause total disability as a result of unforeseen accidents.
By paying specified amounts through Zain credit, you can receive your insurance benefits when needed, with respect to the policy of your choice.

Types of Personal Accident Insurance Policy:

• Golden Policy

Cost: 

1,300 IQD per month (15,600 IQD annually)

Benefits:

• 1,500,000 IQD Personal Accident Coverage
• 15,000 IQD Daily Compensation Coverage

Platinum Policy

Cost: 

3,200 IQD per month (38,400 IQD annually)

Benefits:

• 7,500,000 IQD Personal Accident Coverage
• 30,000 IQD Daily Compensation Coverage

Diamond Policy

Cost: 

7,500 IQD per month (90,000 IQD annually)

Benefits:

• 15,000,000 IQD Personal Accident Coverage
• 37,200 IQD Daily Compensation Coverage
  
  Coverage Limits:
• The policy covers cases of death or total permanent disability resulting from an accident, excluding cases mentioned in the contract’s exceptions.
• The insurance is not subject to any medical underwriting.
• The policy compensates the insured for every day of disability due to hospitalization, whether the disability occurs due to an accident or health necessity for three days or more.
• The insured eligible to be compensated for two recovery procedures during one insurance year, provided that the total number of recovery days does not exceed 15 days.
  

How to Subscribe to the Insurance Plan (Salamtak):

• You must subscribe through the "Salamtak" website. To access the website, scan the QR code provided.
• Choose the suitable insurance policy.
• Follow the steps outlined on the website and then complete the payment process.
  

Note: Zain Iraq is not considered under any circumstances an insurance service provider or an agent for the insurance service provider (Dar Al Aman Insurance Company). Any claims or disputes regarding any insurance coverage must be dealt directly and only with GlobeMed Iraq, the " The Service Provider for the Insurance Company in Iraq."

SALAMTAK
Life Insurance

Be there for your loved ones, even when you’re not around.

The Salamtak “Life Insurance” policy allows you to ensure your life so that your beneficiaries can receive a sum of the insurance’s benefit if something were to happen to you. By paying specified amounts through Zain credit, you can receive your insurance benefits when needed, with respect to the policy of your choice.

Types of Life Insurance Policy:

Golden Coverage: 

1,500,000 IQD coverage at a cost of 950 IQD per month and 11,400 IQD annually.

Platinum Coverage: 

3,000,000 IQD coverage at a cost of 1,900 IQD per month and 22,800 IQD annually.

Diamond Coverage: 

5,000,000 IQD coverage at a cost of 3,100 IQD per month and 37,200 IQD annually.

Coverage Limits:

• Covers natural death and death due to accident, including COVID.
• The insurance policy is not subject to any medical underwriting.
• A waiting period of 30 days is applied after the contract starting date
• before any claim is processed.

How to Subscribe to the Insurance Policy (Salamtak):

• You must subscribe through the "Salamtak" website. To access the website, scan the QR code provided.
• Choose the suitable insurance policy.
• Follow the steps outlined on the website and then complete the payment process.
  

Note: Zain Iraq is not considered under any circumstances an insurance service provider or an agent for the insurance service provider (Dar Al Aman Insurance Company). Any claims or disputes regarding any insurance coverage must be dealt directly and only with GlobeMed Iraq, the " The Service Provider for the Insurance Company in Iraq."